Skip to main content

Our Business Is Customer Service

For nearly a century, we at Brown Insurance have devoted ourselves to our clients.

Who We AreRequest a Quote

Personal Insurance

Business Insurance

Insurance by Industry

Learn About Brown Insurance

The world has changed tremendously since Brown Insurance began almost 100 years ago, but that has not stopped our team from providing exemplary customer service to personal and business insurance clients.

As an independent agency, we have the flexibility to be there for our clients, while also tapping into the resources of the broader industry through our Keystone partnership. This allows us to best serve our clients, and keep their needs top of mind while keeping an eye on their costs.

At the core Brown Insurance derives joy from serving the local community in Blacksburg, VA, where our office has stood since 1995.

Proud Partnerships
Logo-Keystone
Logo-Trusted-Choice
About Our Agency - Smiling Portrait of the Brown Insurance Team Standing Outside on the Front Steps of the Office During the Fall

Over 90 Years of Service

We have been a staple independent agency in the New River Valley region since 1927. Brown Insurance is a multi-generational business, where our experience is only matched by our commitment to customer care.

Meet Our TeamLearn About Us

The Independent Agency Advantage

What makes our independent insurance agency different?

Why Go Independent?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

Our Clients Rave About Us

Check out our reviews and see why you should switch to Brown Insurance.

Read More Reviews
Life
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Learn More About This Coverage
Interactive Graphic

Click it. Read it. Cover it.

  1. Click on the hotspots.
  2. Discover your risks.
  3. Explore coverage options.

Not what you’re looking for?

Explore more interactive graphics.

Manage Your Policies

Already a client of Brown Insurance? Visit our Service Center to make requests and manage your insurance.

Visit Service Center

An Independent Agency Gives You Options

We proudly represent Travelers, Progressive, and more!

Explore All Carriers

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Contact Brown Insurance

"*" indicates required fields

Name
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 540-552-5331 or email us.