Claim Information

If this is an Emergency: Call 911 immediately for help

If you are not in a hurry and wish to complete one of the above forms please click on the form corresponding to your type of loss, complete and submit. One of our agents will be back in touch with you during office hours.

If, however, you would like to talk to an agent, please call our office at 540-552-5331. If your loss occurs after office hours, please call our agency number, 540-552-5331 and press option 2 for our answering service; they will contact us immediately. If your claim is not an emergency, the most expeditious manner is to call the insuring company directly; please see the list below. Additionally, you may wish to call the office (540-552-5331) during office hours to talk to an agent who will walk you through the process. 

Partner Company Contact Info
1st Choice Auto
Accident Fund 866-706-5851
American Modern Insurance Group Logo 

Online claim filing

Auto Owners


Brethren Mutual 800-621-4264
after hours: 800-241-2541
Builders Mutual 800- 809-4861
Fax: (919) 845.9385

877-242-2544 Workers Comp claims only
For all other claims, call the agency at 540-552-5331

After Hours Auto Claims: 866-469-6282
After Hours Workers Comp: 866-469-6282

First Comp 888-500-3344
Fax:  877-444-6806
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Foremost 800-527-3907 
Fax: 877-452-3957


Hanover 800-628-0250

Now owned by Nationwide

Harford Mutual 877-445-5826
The Hartford 800-327-3636
Markel 800-362-7535
Fax: 855-662-7535

*Please note that some policies require all claim notices to be received in writing only. Kindly refer to your specific policy for claim reporting requirements.

Middle Oak 800-225-2533

NandEagle Horiz OYS 3C


Northern Neck 800-552-8660
After hours Claims Hotline: 877-968-7252
Philadelphia 800-765-9749
Fax: 800-685-9238
Progressive 800-776-4737
Travelers 800-238-6225
The Zenith 800-440-5020